TONIGHT WE CUT UP OUR CREDIT CARDS
I know.. Insane..
Let me back up and explain..
Tonight was our regular scheduled date night. We went out for a lovely dinner down to a pretty pricey but wonderful Italian Restaurant around the corner from us. After, we decided to go to Barnes & Noble and snoop around in a world of wonderful literature. I headed off to the kids book section and Alex went to the finance section. Yeah, we're kinda different that way..
Anyway, as we were sitting side by side, me with my book about a bear and a koala and Alex with his budget book, he turns to me with a serious face and says "Maygs, let's go home and cut up our credit cards"
I just laughed told him he is insane and brushed it off. But he continued. He said that if we paid for everything with cash instead it hurts more so we spend less. Even gave me a study with real statistics to try convince me. Make sense? totally... So we did this
Now we aren't dumb with our money. We work hard, pay our bills and save where we can. So ok, we might spoil ourselves a litttlleeee too much.. Like going out to eat a million times more than cooking at home.. But overall we have a good comfortable life, good credit and good sense. So what would make him want to cut up our credit cards? So we can make a start towards a debt-free life. No more indulging in credit card luxuries, no more justifying purchases, just plain old simple living. I have no idea how he convinced me to do this, but now I'm kind of excited about it! I love having a smart man to look after my future. Nice job honey ;)
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